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Commercial Risk

Commercial Risk is the risk where business owners are exposed to in running their operation. A business owner needs to protect their assets of the business such as building, stock, plant & machineries, company owned vehicles including uncollected debts in the event of unforeseen losses such as fire, flood and other incidents that may affect their operations.

Employee Benefits program

Employee Benefits are defined as indirect & non-cash compensation paid to an employee above and beyond regular salary or wages. Group Hospitalization & Surgical insurance and Group Personal Accident Insurance are taken up by companies to cover their employees against any medical expenses or accidental death.

Liability Risk

The term Liability Insurance refers to an insurance product that provides an insured party with protection against claims resulting from injuries and damage to other people or property. Liability insurance policies cover any legal costs and pay outs an insured party is responsible for if they are found legally liable.

Marine Insurance

Marine Insurance is a type of insurance designed to provide coverage for the transportation of goods either on the ocean, by air or by land as well as damage to the waterborne type of conveyance and to the liability for third parties arising out of the process.

Personal Line Insurance

Personal Line Insurance refers to insurance that covers individuals against losses arising from death, injury and loss of property. Types of personal line insurance are insurance for house and contents, personal accident insurance and insurance for personal vehicles.

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